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Andy Wood Andy Wood

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Virginia-Life-Annuities-and-Health-Insurance퍼펙트공부문제 & Virginia-Life-Annuities-and-Health-Insurance최신업데이트덤프공부

Itcertkr는 여러분이 빠른 시일 내에Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance인증시험을 효과적으로 터득할 수 있는 사이트입니다.Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance덤프는 보장하는 덤프입니다. 만약 시험에서 떨어지셨다고 하면 우리는 무조건 덤프전액 환불을 약속 드립니다. 우리Itcertkr 사이트에서Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance관련자료의 일부분 문제와 답 등 샘플을 제공함으로 여러분은 무료로 다운받아 체험해보실 수 있습니다. 체험 후 우리의Itcertkr에 신뢰감을 느끼게 됩니다. Itcertkr의Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance덤프로 자신 있는 시험준비를 하세요.

우리Itcertkr 에서 제공하는 학습가이드에는 IT전문가들이 만들어낸 시험대비 자료들과Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance인증시험의 완벽한 문제와 답들입니다. 그리고 우리Itcertkr에서는 IT업계에서의 높은 신뢰감으로 여러분들한테 100%보장을 드립니다. 우리에 믿음을 드리기 위하여Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance관련자료의 일부분 문제와 답 등 샘플을 무료로 다운받아 체험해볼수 있게 제공합니다.

>> Virginia-Life-Annuities-and-Health-Insurance퍼펙트 공부문제 <<

Virginia-Life-Annuities-and-Health-Insurance퍼펙트 공부문제 인기자격증 시험덤프공부

Itcertkr 에서 제공해드리는 Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance덤프는 아주 우수한 IT인증덤프자료 사이트입니다. IT업계엘리트한 강사들이 퍼펙트한 Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance 덤프문제집을 제작하여 디테일한 시험문제와 답으로 여러분이 아주 간단히Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance시험을 패스할 수 있도록 최선을 다하고 있습니다.

최신 Virginia Insurance License Virginia-Life-Annuities-and-Health-Insurance 무료샘플문제 (Q47-Q52):

질문 # 47
A contractual arrangement that transfers exposure from one insurer to another insurer is a:

A. Reciprocal contract
B. Captive contract
C. Reinsurance contract
D. Coinsurance contract

정답：C

설명：
Detailed Answer in Step-by-Step Solution:
* Reinsurance (C) is a process where one insurer (the ceding company) transfers part or all ofits risk to another insurer (the reinsurer) to reduce exposure.
* A reciprocal contract (A) involves mutual insurance exchanges, not risk transfer between insurers.
* Coinsurance (B) refers to shared risk between the insurer and policyholder, not between insurers.
* A captive contract (D) involves a company insuring itself through a subsidiary, not transferring risk to another insurer.
The Virginia study guide defines reinsurance as a contractual arrangement allowing insurers to mitigate risk by transferring it to another insurer, a common practice in the industry. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Insurance Company Operations."

질문 # 48
If a patient with a preferred provider organization (PPO) chooses to use a non-PPO provider, the patient usually can expect:

A. To pay the full cost of care
B. To have higher out-of-pocket expenses
C. A one-year waiting period before re-enrolling in the PPO
D. 100% reimbursement for the service provided

정답：B

설명：
Detailed Answer in Step-by-Step Solution:
* In a PPO, using a non-PPO provider (out-of-network) leads to higher out-of-pocket expenses (A) due to lower reimbursement rates and potential excess charges.
* Option B (full cost) is inaccurate; some coverage applies. Option C (100% reimbursement) is false.
Option D (waiting period) is unrelated.
The Virginia study guide reiterates that PPOs cover out-of-network care but at a reduced level, increasing the insured's costs compared to in-network use. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Managed Care Plans."

질문 # 49
The prevention and correction of dental and oral irregularities through the use of mechanical corrective devices is called:

A. Periodontics
B. Orthodontics
C. Endodontics
D. Prosthodontics

정답：B

설명：
In the context of health insurance, particularly dental coverage, Virginia Code § 38.2-3407.1 et seq. governs mandated benefits, though dental specifics often appear in policy riders or standalone plans. Orthodontics (option A) is the branch of dentistry focused on preventing and correcting irregularities of the teeth and jaws using mechanical devices like braces or aligners, precisely matching the question's description. Endodontics (option B) deals with the tooth's interior (e.g., root canals), not mechanical correction of alignment.
Periodontics (option C) addresses gum diseases and supporting structures, not tooth positioning.
Prosthodontics (option D) involves replacing missing teeth with prosthetics (e.g., dentures), not correcting irregularities mechanically. The study guide likely defines these terms in a health insurance section, emphasizing orthodontics' role in alignment correction-both preventive (e.g., avoiding bite issues) and corrective-making A the clear answer. Examples like braces for malocclusion reinforce this distinction from other specialties.

질문 # 50
What kind of rider may be added to an individual disability income insurance policy to increase benefits during periods of price inflation?

A. Cost of living
B. Price escalation
C. Wage protection
D. Inflation guard

정답：A

설명：
Detailed Answer in Step-by-Step Solution:
* A cost of living (COLA) rider (B) adjusts disability income benefits to account for inflation, maintaining purchasing power.
* Inflation guard (A) is more common in property insurance. Price escalation (C) and wage protection (D) are not standard disability riders.
The Virginia study guide describes the COLA rider as an optional feature in disability income policies, increasing benefits based on inflation indices like the CPI. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Disability Insurance Riders."

질문 # 51
An agent or insurer who unknowingly violates insurance laws may be charged a maximum penalty of:

A. $500 per occurrence, with a cap of $10,000
B. $1,000 per occurrence, with a cap of $10,000
C. $750 per occurrence, with a cap of $10,000
D. $1,500 per occurrence, with a cap of $10,000

정답：B

설명：
Detailed Answer in Step-by-Step Solution:
* For unintentional violations in Virginia, the maximum penalty is $1,000 per occurrence, with an aggregate cap of $10,000 (C), per state insurance regulations.
* Options A, B, and D deviate from this standard penalty structure.
The Virginia study guide, per Virginia Code, sets unintentional violation penalties at up to $1,000 per act, with a $10,000 total cap, escalating for willful violations. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Penalties and Enforcement."

질문 # 52
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Virginia Insurance인증 Virginia-Life-Annuities-and-Health-Insurance시험은 인기있는 IT자격증을 취득하는데 필요한 국제적으로 인정받는 시험과목입니다. Virginia Insurance인증 Virginia-Life-Annuities-and-Health-Insurance시험을 패스하려면 Itcertkr의Virginia Insurance인증 Virginia-Life-Annuities-and-Health-Insurance덤프로 시험준비공부를 하는게 제일 좋은 방법입니다. Itcertkr덤프는 IT전문가들이 최선을 다해 연구해낸 멋진 작품입니다. Virginia Insurance인증 Virginia-Life-Annuities-and-Health-Insurance덤프구매후 업데이트될시 업데이트버전을 무료서비스료 제공해드립니다.

Virginia-Life-Annuities-and-Health-Insurance최신 업데이트 덤프공부: https://www.itcertkr.com/Virginia-Life-Annuities-and-Health-Insurance_exam.html

많은 분들이 많은 시간과 돈을 들여 학원까지 다니면서 Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance시험패스에 최선을 다합니다, Itcertkr는 전문적으로 it인증시험관련문제와 답을 만들어내는 제작팀이 있으며, Pass4Tes 이미지 또한 업계에서도 이름이 있답니다 여러분은 우선 우리 Itcertkr사이트에서 제공하는Virginia Insurance인증Virginia-Life-Annuities-and-Health-Insurance시험덤프의 일부 문제와 답을 체험해보세요, Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance퍼펙트 공부문제 혹은 여러분은 전문적인 IT관련지식을 터득하자들보다 더 간단히 더 빨리 시험을 패스하실 수 있습니다, Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance퍼펙트 공부문제 적중율 높은 인증시험 대비자료 강추!

소개 해주면, 미라벨에게 블레이즈 저택의 안살림을 맡긴다는 것만으로도 걱정이 되었는데, 막상 결혼 준비를 하면서 도와주는 모습을 보니 생각보다 야무지게 일을 잘하는 건 사실이었다, 많은 분들이 많은 시간과 돈을 들여 학원까지 다니면서 Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance시험패스에 최선을 다합니다.

시험대비 Virginia-Life-Annuities-and-Health-Insurance퍼펙트 공부문제 최신버전 자료

Itcertkr는 전문적으로 it인증시험관련문제와 답을 만들어내는 제작팀이 있으며, Pass4Tes 이미지 또한 업계에서도 이름이 있답니다 여러분은 우선 우리 Itcertkr사이트에서 제공하는Virginia Insurance인증Virginia-Life-Annuities-and-Health-Insurance시험덤프의 일부 문제와 답을 체험해보세요.

혹은 여러분은 전문적인 IT관련지식을 터득하자들보다 더 간단히 더 빨리 시Virginia-Life-Annuities-and-Health-Insurance험을 패스하실 수 있습니다, 적중율 높은 인증시험 대비자료 강추, 시험에서 불합격받을시 불합격성적표와 주문번호를 보내오시면 덤프비용을 환불해드립니다.

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